Financial Planning
Proper investing is an important part of any financial plan.
Eagle Insurance and its partners offer a range of investment
opportunities to help your money grow, so you can meet your
financial goals faster.
Retirement
Your retirement should be a time of freedom and choice -
an opportunity to relax and enjoy life. The reality is that
it takes a considerable amount of preparation to make that
happen. The MassMutual Financial Group companies offer innovative
products, quality services and qualified financial professionals
- a strong combination that you can trust to help you meet
your commitments and dreams in a changing world.
Executive Benefits
In today's competitive marketplace, executive benefits can
make the difference in hiring and keeping top employees.
These benefits, paid solely to key persons over and above
those paid to the rank and file, may include a wide variety
of insurance coverage for both key persons and their families.
At MassMutual, our experienced team of Insurance Advisors
can help you develop an executive benefits program that addresses
the needs of key employees, their families and your business.
Vehicles For Funding Charitable Giving
Beneficiary
designations, charitable gift annuities, pooled income funds,
charitable remainder trusts, and charitable
lead trusts continue to dominate the charitable arena known
as “planned
giving.” This refers to any gift where part of the charity’s
interest is deferred to some point in the future. Most planned
gifts offer income and estate tax advantages, and the opportunity
to diversify out of highly appreciated assets while avoiding
capital gains. Many strategies also contemplate the return
of some amount of either income or assets to the donor or
his family.
The fairly straightforward beneficiary designation consists
of naming a charitable beneficiary for some part of your assets
either through a will, revocable living trust, life insurance
policy, or retirement plan. A significant regulatory development
affecting beneficiary designations occurred in January 2001
with the release of Proposed Regulations for Minimum Required
Distributions from Qualified Plans and IRAs. Under the new
rules, participants can designate charitable beneficiaries
of their retirement plans without adversely affecting their
Required Minimum Distributions. This would benefit those retirees
who, upon reaching 70 1 /2, desire to take as little as possible
from their IRAs and other qualified plans.
|
